Effective Date: 3rd March, 2026
Terms and Conditions
Section 1: The Contracting Parties & General Terms
1.1 Contracting Entity: You are entering into a contract with Innovation Markets Limited (UK).
1.2 Governing Law: Where you are contracting with Innovation Markets Limited (UK), these Terms are governed by and construed in accordance with the laws of England and Wales, and you agree to the exclusive jurisdiction of the English courts.
1.3 Consumer Consent: Regardless of your physical location, by proceeding with this transaction, you acknowledge and agree that you are choosing to contract with the specific entity identified by your payment processing route (as defined in Section 1.1). You expressly agree that the specified governing law shall apply to all aspects of your relationship with us, including but not limited to subscription continuity, conflict of interest, and refund claims.
1.4 Supplemental Policies: The supplemental policies set out in Section 1.7 below, as well as any supplemental terms and condition or documents that may be posted on the Site from time to time, are expressly incorporated by reference.
1.5 Changes to Terms: We may make changes to these Terms and Conditions at any time. The updated version of these Terms and Conditions will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible. You are responsible for reviewing these Terms and Conditions to stay informed of updates. Your continued use of the Site represents that you have accepted such changes.
1.6 Site Updates: We may update or change the Site from time to time to reflect changes to our products, our users’ needs and/or our business priorities.
1.7 User Eligibility: The Site is intended for users who are at least 18 years old. If you are under the age of 18, you are not permitted to register for the Site or use the Services without parental permission.
1.8 Privacy Notice: Additional policies which also apply to your use of the Site include: Our Privacy Notice https://innovationmarkets.com/privacy, which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using the Site, you consent to such processing and you warrant that all data provided by you is accurate.
Section 2: Acceptable Use
2.1 Permitted Use: You may not access or use the Site for any purpose other than that for which we make the site and our services available. The Site may not be used in connection with any commercial endeavours except those that are specifically endorsed or approved by us.
2.2 Prohibited Conduct: As a user of this Site, you agree not to: Falsely imply a relationship with us or another company with whom you do not have a relationship.
Section 3: Information You Provide to Us
3.1 User Warranties: You represent and warrant that:
(a) all registration information you submit will be true, accurate, current, and complete and relate to you and not a third party;
(b) you will maintain the accuracy of such information and promptly update such information as necessary;
(c) you will keep your password confidential and will be responsible for all use of your password and account;
(d) you have the legal capacity and you agree to comply with these Terms and Conditions; and
(e) you are not a minor in the jurisdiction in which you reside, or if a minor, you have received parental permission to use the Site.
3.2 Security Notification: If you know or suspect that anyone other than you knows your user information (such as an identification code or user name) and/or password you must promptly notify us at contact@innovationmarkets.com.
3.3 Data Inaccuracy: If you provide any information that is untrue, inaccurate, not current or incomplete, we may suspend or terminate your account. We may remove or change a user name you select if we determine that such user name is inappropriate.
Section 4: Our Content & Intellectual Property
4.1 Ownership: Unless otherwise indicated, the Site and Services including source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (Our Content) are owned or licensed to us, and are protected by copyright and trade mark laws.
4.2 Reproduction: Except as expressly provided in these Terms and Conditions, no part of the Site, Services or Our Content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.
4.3 Limited Licence: Provided that you are eligible to use the Site, you are granted a limited licence to access and use the Site and Our Content and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use.
4.4 Security Restrictions: You shall not (a) try to gain unauthorised access to the Site or any networks, servers or computer systems connected to the Site; and/or (b) make for any purpose including error correction, any modifications, adaptions, additions or enhancements to the Site or Our Content, including the modification of the paper or digital copies you may have downloaded.
4.5 Skill and Care: We shall (a) prepare the Site and Our Content with reasonable skill and care; and (b) use industry standard virus detection software to try to block the uploading of content to the Site that contains viruses.
4.6 Educational Nature: The content on the Site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from taking, any action on the basis of the content on the Site.
4.7 Accuracy Warranty: Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that Our Content on the Site is accurate, complete or up to date.
Section 5: Digital Content & Waiver of Refund Rights
5.1 Immediate Performance: By completing your purchase and clicking “Join Now,” you expressly request and consent to the immediate supply of digital content (including but not limited to platform access, proprietary data feeds, and educational materials).
5.2 Waiver of 14-Day Cooling-Off Period (UK & International): For members contracting with Innovation Markets Ltd., you acknowledge that under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, you have a statutory right to a 14-day cooling-off period. However, by requesting immediate access to our digital content, you expressly waive this right and acknowledge that your right to cancel and receive a refund is lost once the digital supply has commenced (i.e., upon the provision of login credentials or platform access).
5.3 Access vs. Usage: Subscription fees are charged for the availability of the platform and its intellectual property. Your legal obligation to pay is based on the provision of access (login credentials), not your actual usage of the platform. Failure to access the app, watch content, or use data feeds does not constitute grounds for a refund.
Section 6: Subscription Renewals & Cancellation
6.1 Automatic Renewal: All plans are recurring. Your payment method will be charged automatically at the start of each new billing cycle unless cancelled before the renewal date.
6.2 Cancellation Procedure: Cancellation must be performed via the Members Portal on the website. Requests via social media, app stores, or email are not recognised as valid for termination.
6.3 Timing: To avoid the next billing cycle, you must cancel at least 24 hours before your renewal date.
Section 7: Legacy Pricing
7.1 Definition of Legacy Pricing: “Legacy Pricing” refers to a discounted subscription rate offered to members who joined during specific promotional periods. This rate is a discretionary discount and is significantly lower than current market rates.
7.2 Eligibility Requirement: To maintain Legacy Pricing, a subscription must remain active and uninterrupted. This requires that the payment method on file successfully processes the full subscription fee on the first attempt on every scheduled billing date.
7.3 Automatic Forfeiture: Legacy Pricing is permanently and immediately forfeited the moment a subscription “breaks” for any reason, including but not limited to:
• Manual cancellation by the user (even if they intend to rejoin later).
• Payment failure due to an expired, lost, or cancelled credit or debit card.
• Payment failure due to insufficient funds or bank-imposed restrictions.
7.4 No Grace Period: You acknowledge that the Company does not provide a grace period for failed legacy payments. It is the user’s sole responsibility to ensure that valid payment details and sufficient funds are available prior to the billing date.
7.5 Reactivation: Once a Legacy subscription is terminated or lapses, the user loses all rights to the previous rate. Any subsequent registration will be charged at the Current Market Rate displayed on the website at the time of re-joining.
Section 8: Third-Party Services & Site Availability
8.1 Third-Party Feeds: We rely on third-party providers for market data. While we aim for 100% uptime, we do not guarantee uninterrupted service. We do not have any influence or control over any such third-party websites or applications or the third-party operator. We are not responsible for and do not endorse any third-party websites or applications or their availability or content.
8.2 Advertisements: We accept no responsibility for adverts contained within the Site. If you agree to purchase goods and/or services from any third party who advertises in the Site, you do so at your own risk. The advertiser, and not us, is responsible for such goods and/or services and if you have any questions or complaints in relation to them, you should contact the advertiser.
8.3 Modifications and Availability: We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Services without notice at any time.
8.4 Uptime Guarantee: We cannot guarantee the Site and Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site or Services during any downtime or discontinuance of the Site or Services.
8.5 Errors and Omissions: There may be information on the Site that contains typographical errors, inaccuracies, or omissions that may relate to the Services, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information at any time, without prior notice.
Section 9: Refund Policy
9.1 All Sales Are Final: To the extent permitted by applicable law, payments are non-refundable and we do not provide refunds or credits for any partial membership periods or unused Innovation Markets content.
9.2 Auto-Renewal Responsibility: All subscription plans are auto-renewed and recharged on a recurring basis in relation to the membership subscription package chosen. If you do not wish to auto-renew your membership, you must login to your account via our website where you can cancel your membership renewal or change card details.
9.3 Grace-Period Disclaimer: Innovation Markets Ltd holds no liabilities or grace-period for the customers responsibility in ensuring they understand the recurring billing period in relation to the plan they have accepted and paid for.
9.4 Exclusive Content: Our content is valuable, therefore by acquiring access to our content within the app you are receiving exclusive paid-for content which cannot be refunded.
Section 10: Conflict of Interest and External Activities
10.1 Prohibited Activities: You agree that you will not create, operate, promote, or participate in any external group, platform, educational services, community or activity that replicates our Services or may reasonably be considered to be in competition with Innovation Markets. This includes but is not limited to Telegram groups, Discord servers, educational platforms, paid communities, or any similar service that replicates or competes with our offerings.
10.2 Non-Solicitation: Using the platform to solicit or “poach” Innovation Markets members for external commercial ventures is strictly prohibited.
10.3 Termination: Any breach of this Section 10, determined at our sole discretion, will result in immediate termination of access without notice and without entitlement to a refund.
10.4 Legal Remedies: The Company reserves the right to seek injunctive relief or damages in the jurisdiction defined in Section 1 for any theft of intellectual property or breach of non-competition.
Section 11: Educational Disclaimer
11.1 Non-Financial Advice: We provide education only. We do not provide regulated financial advice. We are not authorised or regulated by the Financial Conduct Authority (FCA) in the UK. You trade your own funds at your own risk.
Section 12: Term and Termination
12.1 Term: These Terms and Conditions shall remain in full force and effect while you use the Site or Services or maintain an active subscription.
12.2 User Termination: You may terminate your subscription at any time via the Members Portal as outlined in Section 6.2. Termination stops future billing but does not entitle the user to a refund for the current billing period.
12.3 Company Rights: Without limiting any other provision of these Terms, we reserve the right to, in our sole discretion and without notice or liability, deny access to the Site and Services (including blocking certain IP addresses) to any person for any reason, including without limitation for breach of any representation, warranty, or covenant contained in these Terms or any applicable law.
12.4 Effect of Breach: If we terminate or suspend your account for cause, you are prohibited from registering a new account under your name, a fake name, or the name of any third party. We reserve the right to take appropriate legal action, including pursuing civil, criminal, and injunctive redress in the jurisdiction defined in Section 1.
Section 13: Affiliate Program
By participating in the Innovation Markets Ltd Affiliate Program, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
13.1 Eligibility: Participation is limited to active, paid members of Innovation Markets. If your membership is cancelled or terminated for any reason, your eligibility for the Affiliate Program and any accrued but unpaid commissions may be forfeited at our sole discretion.
13.2 Commission Structure: Eligible affiliates receive a 10% commission on recurring subscription plans. (a) Commissions are only applicable to payments made via conventional methods (Stripe/Credit Card). (b) Crypto Payments: Plans paid via cryptocurrency are strictly excluded.
13.3 Prohibited Activities: You agree not to engage in: (a) Self-Referral; (b) Brand Misrepresentation (PPC/Impersonation); (c) Fraudulent Activity.
13.4 Payment Terms: (a) Payout Method: Payments are made via PayPal. (b) Clawbacks: If a customer disputes a charge, commissions will be deducted. (c) Taxation: You are solely responsible for your local tax obligations.
Section 14: Mobile Application
14.1 License Grant: If you access the Services via a mobile application, then we grant you a revocable, non-exclusive, non-transferable, limited right to install and use the mobile application on wireless electronic devices owned or controlled by you and to access and use the mobile application on such devices strictly in accordance with the terms and conditions of this license.
14.2 Business User Restrictions:
(a) reverse engineer, decompile or otherwise try to discover the source code of the software/application unless you have first written to us requesting interoperability information and we have failed to provide you with that information or if we have failed to offer to provide you with interoperability information on reasonable conditions;
(b) make any modification, adaptation, improvement, enhancement, translation or derivative work from the application;
(c) breach any applicable laws, rules or regulations in connection with your access or use of the application;
(d) remove, alter or obscure any proprietary notice (including any notice of copyright or trade mark) posted by us or the licensors of the application;
(e) use the application for Site for any revenue generating endeavour, commercial enterprise, or other purpose for which it is not designed or intended;
(f) make the application available over a network or other environment permitting access or use by multiple devices or users at the same time;
(g) use the application for creating a product, service or software that is, directly or indirectly, competitive with or in any way a substitute for the application;
(h) use the application to send automated queries to any website or to send any unsolicited commercial e-mail; or
(i) use any proprietary information or any of our interfaces or our other intellectual property in the design, development, manufacture, licensing or distribution of any applications, accessories or devices for use with the application.
14.3 App Store Terms: The following terms apply when you use a mobile application obtained from either the Apple Store or Google Play (each an App Distributor) to access the Services:
(a) The licence granted to you for our mobile application is limited to a non-transferable licence to use the application on a device that utilises the Apple iOS or Android operating system, as applicable, and in accordance with the usage rules set forth in the applicable App Distributor terms of service;
(b) We are responsible for providing any maintenance and support services with respect to the mobile application as specified in these Terms and Conditions or as otherwise required under applicable law. You acknowledge that each App Distributor has no obligation whatsoever to furnish any maintenance and support services with respect to the mobile application;
(c) In the event of any failure of the mobile application to conform to any applicable warranty, you may notify an App Distributor, and the App Distributor, in accordance with its terms and policies, may refund the purchase price, if any, paid for the mobile application, and to the maximum extent permitted by applicable law, an App Distributor will have no other warranty obligation whatsoever with respect to the mobile application;
(d) You represent and warrant that (i) you are not located in a country that is subject to a U.S. government embargo, or that has been designated by the U.S. government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. government list of prohibited or restricted parties;
(e) You must comply with applicable third party terms of agreement when using the mobile application, e.g., if you have a VoIP application, then you must not be in breach of their wireless data service agreement when using the mobile application; and
(f) You acknowledge and agree that the App Distributors are third party beneficiaries of these Terms and Conditions, and that each App Distributor will have the right (and will be deemed to have accepted the right) to enforce these Terms and Conditions against you as a third party beneficiary thereof.
Section 15: Disclaimer/Limitation of Liability
15.1 As-Is Basis: The Site and Services are provided on an as-is and as-available basis. You agree that your use of the Site and/or Services will be at your sole risk except as expressly set out in these Terms and Conditions.
15.2 Liability Cap: Notwithstanding anything to the contrary, our liability to you for any cause whatsoever, regardless of the form of the action, will at all times be limited to a total aggregate amount equal to the amount paid, if any, by you to us for the Services/Site during the six (6) month period prior to any cause of action arising.
15.3 Business User Exclusion: We will not be liable for: loss of profits, sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation.
15.4 Consumer User Exclusion: Please note that we only provide our Site for domestic and private use. You agree not to use our Site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity. If defective digital content that we have supplied, damages a device or digital content belonging to you and this is caused by our failure to use reasonable care and skill, we will either repair the damage or pay you compensation.
Section 16: Site Management
16.1 Rights: We reserve the right at our sole discretion, to (1) monitor the Site for breaches of these Terms and Conditions; (2) take appropriate legal action against anyone in breach of applicable laws or these Terms and Conditions; (3) remove from the Site or otherwise disable all files and content that are excessive in size or are in any way a burden to our systems; and (4) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site and Services.
16.2 Security Responsibility: We do not guarantee that the Site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programs and platform to access the Site and you should use your own virus protection software.
Section 17: General
17.1 Electronic Communications: Visiting the Site, sending emails, and completing forms constitute electronic communications. You consent to receive these and agree that electronic delivery satisfies any legal requirement for communication to be in writing. You waive any requirement for an original signature or non-electronic records under the UK Electronic Communications Act 2000.
17.2 Force Majeure: We shall not be responsible or liable for any loss, damage, delay or failure to act caused by any cause beyond our reasonable control.
17.3 Severability: If any provision is unlawful or void, it is deemed severable and does not affect the validity of remaining provisions.
17.4 Contact: For complaints, please contact us by email at contact@innovationmarkets.com.
Last Updated: 3rd March 2026